The Costa del Sol region of Spain offers villas close to beaches as well as those in the interiors and villages, available for sale or rent in Malaga, Nerja, Torremolinos, Marbella and all major costal and interior areas. The villas range from the modest to the luxurious three level spacious condos. The villas near the tourist hubs; like the beaches and cities are much costlier and modest compared to the villas in the villages of the region. But they are easily accessible and are always in demand. The villas usually have a detached pool and private terrace. Air-conditioning is available in some and is necessary during the summers here.

You may also rent or purchase an apartment in the region. This is a much cheaper option and is suitable for family vacations as these one to three bedroom apartments can accommodate up to eight people. They are ideally located near the beaches and town centres. You may rent apartments with added services like room service and transport facilities. The cost of renting an apartment varies with size, location and duration of stay. These apartments in most cases have a communal pool for the entire building. They are ideal for a hassle-free vacation for you to relax. But before renting an apartment make sure that the basic utilities of electricity, gas and water are provided.

If you would like to purchase real estate; a villa or apartment, then a bank mortgage is the best way to finance your endeavour. They are available easily and for any type of house, from the simple apartment to the most luxurious villa. Spanish banks offer a maximum loan of 80% of the total amount for its citizens. Non-residents may take a loan up to 75%. The entire process till the bank sanctions the loan takes about five weeks. The period for loan payback is from 10 to 30 years. After you have obtained the mortgage you only need to pay the monthly instalments.